Climate risk conversations for Relationship Managers
Practical climate-risk videos and conversation guides for Relationship Managers: customer priorities, CCPT, SME resilience and business opportunities.
Where should a climate-risk conversation begin?
Begin with the customer’s business: costs, customers, productivity and resilience. Yasotha’s RM series connects these familiar priorities with climate risk and practical transition conversations.
When climate transition is discussed, many businesses focus on the risks: ⚠️ New regulations ⚠️ Carbon pricing ⚠️ Rising compliance requirements ⚠️ Changing customer expectations ⚠️ Increasing operating costs While these risks are real, there is another side to the story.
When we talk about climate risk, many people still think about long-term scenarios decades away. But for many businesses, climate risk is already affecting operations today.
When discussing climate transition and sustainability, large corporations often receive the most attention. But in reality, SMEs form the backbone of many economies and supply chains.
Traditionally, Relationship Managers (RMs) were mainly focused on: ✔ Business growth ✔ Financing needs ✔ Credit performance ✔ Relationship management But as climate-related risks increasingly affect businesses, the RM role is evolving.
One common misconception about climate risk and Bank Negara Malaysia’s CCPT is that banks will eventually stop supporting customers that are not fully “GREEN”.